The continued success of Fintech businesses around the world are the testimonies of increasingly de-centralized, personalized, and automated business environment. In this course we will discuss the following issues and problems regarding Fintech innovations and business models that contribute to these successes: 1) examining the depth and breadth of financial technology 2) democratization of banking with state-of-the-art technologies 3) changes of financial services through the lens of various analytical frameworks.